Lucy Walker

Year of call: 2008 | Sol: 1998

"An authority on banking and financial services, with knowledge of the Consumer Credit Act."
Legal 500

Lucy Lucy

Lucy undertakes both contentious and non contentious advisory work in respect of all aspects of banking & financial services and commercial matters. Lucy's particular specialism however is the Consumer Credit regime in respect of which she is an acknowledged expert.

Consumer Credit

Lucy undertakes both contentious and non contentious advisory work in respect of all aspects of the Consumer Credit regulatory regime including:

  • The FCA authorisation process for credit and hire firms
  • FCA supervision of credit and hire firms, including reporting and notification requirements
  • Advising on financial promotions for credit and hire products
  • Advising on regulated and exempt credit and hire agreements
  • Drafting standard form documentation
  • Post contractual matters, including the supply of statements and information
  • Default and enforcement procedures
  • FCA regulatory enforcement action against credit and hire firms including the imposition of requirements and limitations on Part 4A Permission
  • Interrelationship with the mortgage and home finance regulatory regime
  • Interrelationship with the FSMA Part 20 Regime for Exempt Professional Firms

Commercial

Lucy's commercial experience includes:

  • Sale of goods and supply of services
  • Unfair contract terms
  • General contract and debt recovery

Banking

Banking

Lucy undertakes both contentious and non contentious work in respect of all aspects of:

  • Loan and security documentation, including corporate and personal guarantees
  • Cheques and bills of exchange
  • Security realization and mortgage disputes
  • General bank and lender recovery issues
  • Asset finance and leasing
  • Letters of credit and trade finance

Financial Services

Lucy has wide experience of financial services regulation affecting banks and other lenders and advises generally in respect of the regulatory regime, including in relation to the anti money laundering regime.

Lucy also advises on the regulatory regime affecting claims management companies and, on behalf of clients, has appeared before the First Tier Tribunal (Claims Management Services).

Mortgage Credit

Lucy advises on all aspects of the mortgage, home finance and secured lending regulatory regime including:

  • Impact of the Mortgage Credit Directive
  • Advising and selling standards
  • Financial promotion for mortgage, home finance and secured lending products
  • Drafting standard form documentation
  • Regulated and exempt mortgage contracts
  • Enforcement of regulated mortgage contracts
  • Interrelationship with the consumer credit regulatory regime
  • Interrelationship with the FSMA Part 20 Regime for Exempt Professional Firms

Financial Services

Lucy has wide experience of financial services regulation affecting banks and other lenders and advises generally in respect of the regulatory regime, including in relation to the Payment Services Regulations, the anti money laundering regime and data protection issues.

Lucy also advises on the regulatory regime affecting claims management companies and, on behalf of clients, has appeared before the First Tier Tribunal (Claims Management Services).

Recommendations


LEGAL 500 2016

Commercial, Banking, Insolvency & Chancery Law 

Leading juniors

'Very good at seeing the bigger picture of how a business operates.' 


LEGAL 500 2015

Commercial, Banking & Insolvency 

Leading juniors

'Highly regarded for her knowledge of the Consumer Credit Act'.


LEGAL 500 2014

Commercial, Banking & Insolvency 

Leading juniors

'An authority on banking and financial services, with knowledge of the Consumer Credit Act'.


LEGAL 500 2013

"...the 'highly intellectual' Lucy Walker also stand[s] out".


LEGAL 500 2011

"Lucy Walker is an expert on the Consumer Credit Act".


CHAMBERS UK 2009

Banking & Finance

"Lucy Walker is 'thorough, personable and extremely efficient,' according to sources. She is a trusted adviser to major banking clients who prize her expertise in highly complex matters."

CLERK CONTACT INFORMATION

For further information and enquiries please contact:

Commercial: Mike Norton

Memberships

  • Non executive director and trustee of the Theatre Royal Bath
  • Member, Advisory Board to the Dean of the Faculty of Business and Law, University of the West of England

education

  • BA Joint Hons, History & Politics, Dunelm